Saying goodbye is never easy. But with a little forward thinking, comes clarity, comfort and the joy of reflecting on a life well-lived.
Planning ahead means celebrating your life, your way - and saying goodbye on your own terms. Creating the time to look back on your experiences and the moments that tell your story, and designing a farewell that reflects you. That’s where our Australia-wide pre-paid funeral plan Guardian Plan can help. Guardian Plan empowers you to take ownership of what matters to you, and reduces the burden from your loved ones when it comes time to say goodbye.
Cost of selected inclusions in your plan is fixed at today’s prices – protecting them from any future inflation (Conditions and fees may apply). You’re also free to move your Guardian Plan and transfer to one of the 250+ locations in our network across Australia.
Funeral plans can cost between $6,000 - $15,000, depending on what you choose. The plan may include the funeral service, coffin, transportation, documentation, burial or cremation and full professional support. We can also help you to secure a burial plot or memorial for ashes.
The end of our lives may not be something we’re inclined to talk about, but an open chat about the inevitable needn’t be a sombre affair. We’d like to start that conversation, so you can do the same with your family and friends.
A Guardian Plan is a great place to begin. Proudly part of InvoCare. InvoCare is Australia’s leading provider of funeral, cemetery, crematoria and related services.
Pre-planning your funeral gives you the opportunity to pay in advance. With payment plans of up to three years and no hidden costs, this helps reduce the financial burden on your loved ones.
Guardian Plan is generally exempt from the asset tests for age pension purposes. However, pension eligibility depends on your individual circumstances. Please refer to Services Australia or seek independent advice.
It’s comforting to know everything will be taken care of, no matter what. A prepaid funeral is guaranteed from the moment of payment, whereas missing an insurance payment often means cover lapses. Insurance may also cost more over time and is not protected from inflation.
All payments are held by The Over Fifty Guardian Friendly Society, under APRA regulation. Funds are only released to the funeral home of your choosing at the time of the funeral.
Tell us your story. We’re all ears.
Guardian Plan is a prepaid funeral plan provider. A prepaid funeral plan enables you to prepay your selected funeral services for a future funeral at today's prices and is a good alternative to funeral insurance.
Guardian Plan is a prepaid funeral plan where funds are invested in a funeral bond issued by the Over Fifty Guardian Friendly Society Limited ABN 81 087 649 063 AFSL 524353.